Women take micro-loans and work towards self-sufficiency


My opinion is that yes, of course women deserve micro-loans and they can do incredible things with that small amount of money but micro-loans can also be limiting if that is the only option. Women want to be able to move forward and if the solution is “solved” merely by providing micro-loans, women will never be able treated equally.

This video highlights the struggles of women in Ghana and how micro loans have helped women create small businesses. Some reasons the narrator says micro loans have been successful in Ghana is because it is peaceful and safe as well as a democracy.

She says that micro loans were first developed in the 1970s. I liked the example of the woman who opened a preschool when she saw women working all day, in the hot sun with children on her back. I saw confidence in the way she presented her business proudly and said it was her initiative but she wants more.

After they gain these rights, the women start to want more. They started to demand other rights like access to health for themselves and their children and that includes getting health care insurance.

This video specifically looks at KIVA and some of its projects with micro loans. KIVA works in 84 different countries with nearly 300 different field partners and 450 volunteers. I was really impressed with the results of KIVA. They have had $641.5 million in loans since 2005 have an impressive 98.81 percent repayment rate.

After looking at their map, it appears more than 500 loans are in Kenya.

Above is a video I found about entrepreneurial efforts in Rwanda. The loans in the video ranged from buying flour for a woman’s inventory, trees to be cut into fire world and pig food for a pig farm. All the funds are supposed to go to business ventures that will be able to be paid back and, as previously said, they have a very good repayment rate.


Hallward-Driemeier, M. Hasan, T., and Rusu, A.B. Women’s Legal Rights over 50 years 

Kabeer Conflicts over Credit: Re-Evaluating the Empowerment Potential of Loans in Women in Rural Bangladesh 

Mayoux, L. Tackling the down side: Social Capital, Women’s Empowerment and Micro-Finance in Cameroon

Chen, M., Sebstad, J. and O’Connell, L. Counting the invisible workforce: The case of homebased workers. – 8 pages





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